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DAYUM....

We have maintained a healthy allocation of cash equivalents and short-terms the last five years. We missed out on some gains but needed a hedge against a house of cards type crash.
Have stuck with mutual funds solely since the start, less bumpy (401K, Roth IRA, etc). Healthy savings, been that way for years.

Everything goes straight to investments (max 401K then Roth etc). 5% on savings is nice, but won’t last forever. If this inflation stops, would be nice….it’s eating into everything…..vote!

Glad you & wife didn’t “get died” (storm).
 
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