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For or against student loan forgiveness?

Both. I do not expect anyone else to subsidize my life or lifestyle. The schools would just continue to raise tuition since the government would pay the bills. I do not like socialism. If I chose to pursue a college degree ( which I did and worked to earn it) it is not fair to ask you or anyone else to pay my debt off. The whole point of an education is to give int the skills to sustain themselves and family ( if they chose to have one).
So you are also against the mortgage interest tax deduction, since taxpayers are subsidizing your home ownership?
 
So you are also against the mortgage interest tax deduction, since taxpayers are subsidizing your home ownership?
ummm…You can deduct student loan interest just like your home loan interest. That is not what is being debated. Nice try.

If you want to argue all subsidies…not some, but everyone one of them should be done away with I may agree. That would be a true free market.
 
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ummm…You can deduct student loan interest just like your home loan interest. That is not what is being debated. Nice try.

If you want to argue all subsidies…not some, but everyone one of them should be done away with I may agree. That would be a true free market.
True, but his statement was "I do not expect anyone else to subsidize my life or lifestyle.". Non homeowners are subsidizing his lifestyle.
 
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So you are also against the mortgage interest tax deduction, since taxpayers are subsidizing your home ownership?
As I stated I do not expect anyone to subsidize my lifestyle. That is an apples to submarines comparison.
Are you saying my home loan would be forgiven? I would not feel right if that were so. I signed a contract and will stick to the terms of paying it back as my signature said I would do.
True, but his statement was "I do not expect anyone else to subsidize my life or lifestyle.". Non homeowners are subsidizing his lifestyle.
 
Brother how are they supposed to save with rent over 1500 dollars per month, poor job market, gas over 3$ per gallon, and groceries through the roof?

The government and academia created this miss, the cost of which should not be on the tax payer or the 18 year old kid. The cost should be paid by academia.
The quickest way to solve that is to stop voting democrat!
 
The quickest way to solve that is to stop voting democrat!
I’ve never voted democrat.

But you know the old adage of

“If your young and vote republican your heartless but if your old and vote democrat your stupid”

The reason older people are generally more conservative is because they have things they want to conserve. Family, property, a business etc.

Currently the young generation has a giant barrier to get through to obtain these things. Meaning they will either always vote dem or will vote dem because they will witness how the democrat party actually tried to do something to remove the barrier.

I think conservatives need to beat them to the punch. It’s a win win. Academia is health a huge financial blow and young people can move on with their lives.
 
That is a losing proposition. The takers of this world need to understand how to work and earn their "Things".
I did not start at the top and did not expect anything other than what I earned to come my way. That will be a life lesson till death.
I’ve never voted democrat.

But you know the old adage of

“If your young and vote republican your heartless but if your old and vote democrat your stupid”

The reason older people are generally more conservative is because they have things they want to conserve. Family, property, a business etc.

Currently the young generation has a giant barrier to get through to obtain these things. Meaning they will either always vote dem or will vote dem because they will witness how the democrat party actually tried to do something to remove the barrier.

I think conservatives need to beat them to the punch. It’s a win win. Academia is health a huge financial blow and young people can move on with their li
 
That is a losing proposition. The takers of this world need to understand how to work and earn their "Things".
I did not start at the top and did not expect anything other than what I earned to come my way. That will be a life lesson till death.
Person 1 gets defrauded by Person 2

Person 1 brings suit to recover for the damages resulting from the fraud.

And your in the jury.

Are you gonna say “person 1 needs to learn how the world works sometimes you get defrauded”

Or are you gonna say Person 2 acted wrongfully here and needs to pay restitution to Person 1?

Because that is exactly what is happening to a large number of college graduates.
 
Person 1 gets defrauded by Person 2

Person 1 brings suit to recover for the damages resulting from the fraud.

And your in the jury.

Are you gonna say “person 1 needs to learn how the world works sometimes you get defrauded”

Or are you gonna say Person 2 acted wrongfully here and needs to pay restitution to Person 1?

Because that is exactly what is happening to a large number of college graduates.
Now you have changed the argument. If you think students should pursue a class action lawsuit claiming that elite universities fraudulently sold them on the fact they will make lots of money with a degree that didn't happen, I would support that.
The Federal govt shouldn't be transferring any money, or paying anyone.
 
Now you have changed the argument. If you think students should pursue a class action lawsuit claiming that elite universities fraudulently sold them on the fact they will make lots of money with a degree that didn't happen, I would support that.
The Federal govt shouldn't be transferring any money, or paying anyone.
I have not changed the argument at all. People who went to school during the 70s 80s and 90s have a hard time picturing what the kid going through school now is because it was still a good deal back in those days.


To your point about transferring money here

The federal government is transferring money! They are transferring our money to these schools in grants. And transferring more of our money to an 18 year old kid for six figure loans after transferring even more of our money to educate that same kid for 12 years that he has to go to college.

Universities than know they can continuously raise tuition, create more bullshit majors like lesbian culture, create more and more admin departments because they fed us transferring so much money to them either directly or indirectly. (Which isn’t even addressing the tax exempt status they face).

Then the kid graduates, faces a horrible job, housing, and price of living market through no fault of his own. Quickly learning that 2023 America is radically different than the America his dad and grandad grew up in.

And instead of punishing academia, which by the way has done everything in its power to get that kid to despise you, we tell that kid to kick rocks?

I say punish your enemies and show grace to the kid.
 
Person 1 gets defrauded by Person 2

Person 1 brings suit to recover for the damages resulting from the fraud.

And your in the jury.

Are you gonna say “person 1 needs to learn how the world works sometimes you get defrauded”

Or are you gonna say Person 2 acted wrongfully here and needs to pay restitution to Person 1?

Because that is exactly what is happening to a large number of college graduates.
If they are that stupid a worthless degree and a court full of crooked (or uncrooked) attorney’s won’t be able to help them. They signed up to get a LOAN not a gift ( that will be taken from others by force, by Uncle Sam). Now how are they being defrauded? They were not forced into that contract. Neither was I, but evidently it is up to me to pay it back? I can’t afford a Leer Jet, should the citizens of the US buy me one, heck no!
 
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I have not changed the argument at all. People who went to school during the 70s 80s and 90s have a hard time picturing what the kid going through school now is because it was still a good deal back in those days.


To your point about transferring money here

The federal government is transferring money! They are transferring our money to these schools in grants. And transferring more of our money to an 18 year old kid for six figure loans after transferring even more of our money to educate that same kid for 12 years that he has to go to college.

Universities than know they can continuously raise tuition, create more bullshit majors like lesbian culture, create more and more admin departments because they fed us transferring so much money to them either directly or indirectly. (Which isn’t even addressing the tax exempt status they face).

Then the kid graduates, faces a horrible job, housing, and price of living market through no fault of his own. Quickly learning that 2023 America is radically different than the America his dad and grandad grew up in.

And instead of punishing academia, which by the way has done everything in its power to get that kid to despise you, we tell that kid to kick rocks?

I say punish your enemies and show grace to the kid.
That will only increase the Schools ability to raise tuition, because the government will continue to pay the increases without question! The government is already regulating way too many aspects of life.
 
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Conservatives need to accept that eventually it’s going to happen.

But are you for or against it?

I’m for it. 18 year olds are dumb and shouldn’t be signing 6 figure loans that can’t be discharged in bankruptcy. Especially when the entire highschool education is designed to encourage college attendance and our economy practically demands a degree for a large sector of jobs.

Seize the endowment of every institution of higher learning, pay off the debt and make the colleges underwrite the loans moving forward.
You must pay your debts. I paid mine and they can pay theirs. And so can you! What a great lesson you wants to teach these kids! Uncle Sam will bail you out.
 
You must pay your debts. I paid mine and they can pay theirs. And so can you! What a great lesson you wants to teach these kids! Uncle Sam will bail you out.
Do you not get the point I am arguing for?

Seize the universities money and have that pay for it. "Uncle sam" is who created this mess and no I don't think taxpayers like me should pay for other people's loan, but that is going to happen unless an alternative solution is proposed.

And by the way this is the current lesson being taught to kids:

K-12 "go to college if you want a better life"

kid graduates highschool enrolls in college - "hey heres a six figure loan but don't worry after you have that degree you'll have no problem paying it back"

graduates college with six figures in debt, gets the same job his dad's generation got (best case) making the same wage they did in 1990 with 5 times the debt, rent is 5 times more expensive.

After making his rent and his loan payment left with very little disposable income. Wants to buy a house? good luck the house his parent's bought as a starter home for 90k cost 350 now.

All America has taught him is the system is rigged.

Which this isn't even addressing that after 16 years of public education there is a very high chance he believes his grandfathers were evil racist.

I genuinely do not understand conservatives who side with academia over 21 year old kids. Which is probably why Reagan conservatism utterly failed to conserve anything.
 
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ummm…You can deduct student loan interest just like your home loan interest. That is not what is being debated. Nice try.

If you want to argue all subsidies…not some, but everyone one of them should be done away with I may agree. That would be a true free market.
You can only deduct it if your income is below a certain level, which is focking BS.
 
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Do you not get the point I am arguing for?

Seize the universities money and have that pay for it. "Uncle sam" is who created this mess and no I don't think taxpayers like me should pay for other people's loan, but that is going to happen unless an alternative solution is proposed.

And by the way this is the current lesson being taught to kids:

K-12 "go to college if you want a better life"

kid graduates highschool enrolls in college - "hey heres a six figure loan but don't worry after you have that degree you'll have no problem paying it back"

graduates college with six figures in debt, gets the same job his dad's generation got (best case) making the same wage they did in 1990 with 5 times the debt, rent is 5 times more expensive.

After making his rent and his loan payment left with very little disposable income. Wants to buy a house? good luck the house his parent's bought as a starter home for 90k cost 350 now.

All America has taught him is the system is rigged.

Which this isn't even addressing that after 16 years of public education there is a very high chance he believes his grandfathers were evil racist.

I genuinely do not understand conservatives who side with academia over 21 year old kids. Which is probably why Reagan conservatism utterly failed to conserve anything.
Once again, the government can not pull their own heads out their asses, without costing the taxpayers even more money! Keep them out of any deals where our money is involved!
 
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Conservatives need to accept that eventually it’s going to happen.

But are you for or against it?

I’m for it. 18 year olds are dumb and shouldn’t be signing 6 figure loans that can’t be discharged in bankruptcy. Especially when the entire highschool education is designed to encourage college attendance and our economy practically demands a degree for a large sector of jobs.

Seize the endowment of every institution of higher learning, pay off the debt and make the colleges underwrite the loans moving forward.
If all colleges cost the same, you could get in a conversation about it, but tuition costs vary so hard you couldn’t do it.

Let’s substitute cars for tuition. Everyone needs a car, so it is only fair they are provided. But who deserves the Lexus over the Kia?

If you make a financial decision to pay more for something, it’s on you.
 
If all colleges cost the same, you could get in a conversation about it, but tuition costs vary so hard you couldn’t do it.

Let’s substitute cars for tuition. Everyone needs a car, so it is only fair they are provided. But who deserves the Lexus over the Kia?

If you make a financial decision to pay more for something, it’s on you.
How many 18 year olds are getting approved for car loans period? Much less a 6 figure loan for a car?

How many of those loans are paid to tax exempt car dealerships and lending institutions?

How many of these loans can’t be discharged in bankruptcy?

How many 18 years olds have been taught by the federal government since they were 5 that obtaining a $100000 car by the time their 21 is necessary to be financially successful?

A car loan is actually a good contrast because they exist in a relatively free market where private institutions have to underwrite the risk and can’t afford to be lending millions and millions of dollars to 18 year olds.
 
Conservatives need to accept that eventually it’s going to happen.

But are you for or against it?

I’m for it. 18 year olds are dumb and shouldn’t be signing 6 figure loans that can’t be discharged in bankruptcy. Especially when the entire highschool education is designed to encourage college attendance and our economy practically demands a degree for a large sector of jobs.

Seize the endowment of every institution of higher learning, pay off the debt and make the colleges underwrite the loans moving forward.
I favor if they went to a public college. UGA was cheap when I went there. I had a friend who went through Law school just working at the Holiday Inn.
You don't pay for High School and shouldn't pay for college.
 
I favor if they went to a public college. UGA was cheap when I went there. I had a friend who went through Law school just working at the Holiday Inn.
You don't pay for High School and shouldn't pay for college.
HS????…..tax payers most certainly do. Where do U think they get the money from??

I’m paying enough yearly already. No way do I want to pay more and help subsidize colleges.
 
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HS????…..tax payers most certainly do. Where do U think they get the money from??

I’m paying enough yearly already. No way do I want to pay more and help subsidize colleges.
You also get what you pay for! Our education system is inferior to many other nations. The politics come before teaching the children how to learn and carry skills for success. When you subsidize advanced education, you will get a system based upon volume and not performance or outcome! Not no , but absolutely Hell no!
 
You also get what you pay for! Our education system is inferior to many other nations. The politics come before teaching the children how to learn and carry skills for success. When you subsidize advanced education, you will get a system based upon volume and not performance or outcome! Not no , but absolutely Hell no!
Some truth in a lot of that.

But you also have situations where some public schools (middle/HS etc) are getting better results than others….testing, school conditions, teachers, etc.

I am speaking of public school districts only.

Funding usually comes directly from the surrounding community/district. As you already know, it the bulk of it comes from property taxes that we pay at the end of the year…..which is based on our home values. I believe some also comes federally and some state…but I do not know the breakdown.

I believe all of this helps if we are speaking of a quality public education…..hence, when some relocate, they choose the school district first. It definitely helps keep the home values up.

But truthfully, most of it starts at home. Tough to get the most of an education in a crime ridden area.

IE, the school district that I live in here in the outer Saint Louis area, I believe over 95% go on to college…..no need to go to a private school.

There are some good public middle and high schools…..also colleges, which is what the original post is about. I believe private schools are sometimes overrated.

One thing I certainly know, is I sure as FF do not want to pay for anyone else’s college education. I have already taken care of my own and sure as hayul do not want to pay for someone else’s responsibility.I’m paying enough of taxes already & don’t want to pay for others college debt.

They need to get off their azzes and find a way.
Those that sign for a loan, should definitely pay for it. Biden lied with that shat, too may believed it and that was a factor of what helped get him elected imo.
 
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How many 18 year olds are getting approved for car loans period? Much less a 6 figure loan for a car?

How many of those loans are paid to tax exempt car dealerships and lending institutions?

How many of these loans can’t be discharged in bankruptcy?

How many 18 years olds have been taught by the federal government since they were 5 that obtaining a $100000 car by the time their 21 is necessary to be financially successful?

A car loan is actually a good contrast because they exist in a relatively free market where private institutions have to underwrite the risk and can’t afford to be lending millions and millions of dollars to 18 year olds.
Why did Odumbo get the federal government in the college loaning business in the first place? So the government can indoctrinate the students and take over the colleges.
 
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