Do you have gap insurance? If you do, there is no worries. If the company the other person is insured with low balls you iyo, check prices of that exact car(match features)for sale within a 60 mile radius. Put together a list of the ones selling for more than they are offering. There a lot more questions to ask here. But this is the simplest method to fight back. Just hope autozone isn’t self insured. That can be a nightmare. Don’t threaten to call an attorney. It doesn’t mean you can’t call one. But autozone will cut off the conversation if you threaten this. It is good to have proper advice, but going to court takes time and doesn’t help you get a replacement vehicle any faster. If you are hurt, different story. Call @NWGA_DAWG
Call @NWGA_DAWG
Is it repairable? If “yes” you can claim depreciation loss of future value even if it’s purely cosmetic damage. Any debate will be what the insurance company says your PU is worth after repair v what it was pre-accident v what you paid for it. Been through four similar situations and personally I’d wait to see what their settlement offer is first before opening a can. It sux, bro.
Yes. If he is hurt. Call a lawyer for sure. If he isn’t hurt no lawyer is taking a case on whether he gets a proper settlement on his car value. But don’t tell autozone he has called a lawyer at all. The conversation is over at that point. Just sayin. Meant for @donalsonville_dawg sorry
Yes. There is a formula for diminished value out there. Just google it. If you don’t understand it, dm me. I will help you. This is only if they decide to repair it. If they total it, diminished value will not come into play.
I felt fine at the time (Monday afternoon) but I woke up today with a sore lower back. I’m going to the Dr. when I get off work.
The other party is clearly at fault and it says that on the incident report. They got a failure to yield citation at the scene.
Except he won't get a proper settlement on his car value. He's gotta repair the car and get diminished value. The insurance company is going to give him $50 for the DV (which is absurd for a brand new car which, by being crashed, probably has lost THOUSANDS in value)
As someone who used to work in claims, I can tell you that the insurance company will try to not even bring DV into the picture unless the Insured/Claimant brings it up. They don’t want to pay it, and they’ll try to pay as little as possible (most of the time).
Almost like I knew what I was talking about
When it is repaired call the insurance company and demand diminished value payment. Your truck is worth less resale since there is an accident on it's record. Progressive wanted me to hire a professional appraiser to determine diminished value. I just filed a complaint on the Insurance commissioner's website . Progressive called me a few days later. They said there was no diminished value since my truck had over 100K. I informed them that it had 92K. They sent me a check.
Your insurance company has attorneys that should be at your disposal that are experts at this type of stuff just call your insurance company
My man please call an attorney (preferably one who does not advertise on TV). This thread is littered with bad advice. An attorney will walk you through this.
Hard to find a lawyer to take pd only claims. There isn’t enough money in it. I normally agree with you on all this type stuff, but here we don’t see eye to eye. If he is hurt, which he says he may be, you are 100 percent absolutely correct. Call an attorney. There is a good chance he will be just fine on a pd claim. Maybe it is just where I am, but I haven’t seen a 50 dollar diminished value check in 15 years. Yes, there is almost always an immediate check sent for minor damage within the formula for dv. (Whether it is more than minor or not)The value of cars now keeps that initial check much higher. The formula is out there too. It is getting harder to put that one over on people. He doesn’t even know his car is totaled. He will not need a lawyer to help him with the car if it isn’t totaled. I used to send some clients for referals with attorney on pd claims. Never had one take a case yet. Other than write a letter for 100 bucks. It is a brand new truck, so the value of an attorney may be there. The percentage may be worthwhile. But if you total your 10000 Camry and you aren’t hurt, don’t call an attorney to help get the value for it is all I am saying.
Sure. If he said "I just got hit in my 1997 Accord and am not hurt", handle it yourself. His claim is probably worth several thousand dollars in PD and DV alone
What about attorneys who advertise on billboards or on cars (not the cheap car magnets, but the classy car wraps)?
Our firm has some koozies because we're really classy
Darth. I will make it easy for you. Call your agent first. Ask some of these questions. He or she will help you with the property damage portion of you claim. Sounds like you may be hurt. So you definitely want to call an attorney too. Do not call autozone until you have done both of these things. Pretty sure you attorney will not want you to talk to autozone’s company at all. Even if you get a clean bill of health. Call an attorney.
We have coffee mugs. I’m always jealous of the residential closing firms and their huge candy assortments
Yeah. He gets first shot at it.
When we sold our rental a few years ago we made more profit in candy than we did on the house.
