Repaying your debts can be found numerous places in the Bible. For example Exodus 22:14 "If a man borrows anything of his neighbor, and it is injured or dies, the owner not being with it, he shall make full restitution". There are countless other examples. On society telling kids they should go to college, that's a different conversation that we likely agree on. I don't think everyone should go to college, and it's not necessary for success. However, if you do go to college and take out loans you are responsible for paying them back. It's the same concept of buying a house. Owning your own home is also part of the American dream, but you don't hear lenders saying they should forgive home loan repayments. Tighter underwriting standards for student debt would go a long way, but like anything, you have to be accountable for your actions.